The primary purpose of student health insurance is to keep students in school so they
can graduate and realize their professional and career dreams. StudentResources’ student
injury and sickness plans are designed to meet the needs of our client schools and their
students and most plans are tailored around a school’s Student Health Center.
Think keeping your child on your current employer-provided insurance is the best option?
You may find it doesn’t provide adequate coverage for your student. For instance, if your
student is attending an out-of-state school, your employer-provided PPO may consider the
health care providers in that state out-of-network, which will increase your out-of-pocket
costs. An HMO plan may consider those same providers as being out of their service area.
Why Student Health Insurance May Cost Less
The student plan may also be less expensive than using your employer’s plan. According to a
recent survey,* employees are paying over $100 more per month for health care than they did three
years ago. And 40% of companies surveyed have increased employee contributions for dependent coverage,
with nearly 20% more saying they plan to do that in the following year.
Thanks to students being a typically healthier group, the student plan may have
lower deductibles and out-of-pocket expenses than your employer plan.
Because this plan is tailored to students, it’s geared to work hand-in-hand with the Student Health
Center if the campus has one. Employer-provided coverage may view the Student Health Center as
an out-of-network provider.
The advantages of student health insurance make them an affordable, quality alternative to more expensive, traditional plans.
To review the student health insurance available at your student’s school, use the Find My School’s Plan
box at the right. Should you decide to enroll your student, our easy online enrollment takes only minutes to complete!
Questions? Please call Customer Service at 1-800-767-0700 (7:00 AM – 7:00 PM, CST, Monday through Friday).
* 19th Annual Towers Watson/National Business Group on Health Employer Survey on Purchasing Value in Health Care: Survey of 595
employers (with at least 1,000 employees each), conducted between November 2013 and January 2014.